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Budget by paycheck, not by month.

Each cheque is its own closed budget: money in, commitments out, and what is left after this cheque as the number you actually live on.

MXN · quincena, biweekly, weekly or monthly · no card to start

The ledger · may 2026 Two quincenas, two independent budgets
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Money in
36,000.00
Money out vs plan
21,800.00
plan 24,000.00
Left over
+14,200.00
Savings
42,500.00
1–15 May closed
Paycheck 18,000.00
  • Rent 7,500.00 paid
  • Credit card 3,200.00 paid
  • Phone 450.00 paid
  • Savings 2,500.00 paid
  • Cleaning — pending
Left after this paycheck +4,350.00
16–31 May open
Paycheck 18,000.00
  • Insurance 1,150.00 pending
  • Credit card 6,400.00 pending
  • Internet 600.00 pending
  • Groceries — pending
  • Savings — pending
Left after this paycheck +9,850.00
01

The month is a lie

Rent lands on one cheque and the school fee on another, so a monthly total hides the half you cannot pay. kinse closes the books once per cycle, because that is how the money actually arrives.

02

A spreadsheet that stops breaking

This started as Budget 2026.numbers, and every new period meant copying formulas and hoping. Here every total, meter and chart derives from the line items — you enter an amount once and nothing else needs touching.

03

Omakase — the app has opinions

Twenty categories, one currency, no themes, no dashboards to assemble. You choose a name and a rhythm; the ledger arrives already seeded and there are no settings to maintain.