- Rent 7,500.00 paid
- Credit card 3,200.00 paid
- Phone 450.00 paid
- Savings 2,500.00 paid
- Cleaning — pending
Each cheque is its own closed budget: money in, commitments out, and what is left after this cheque as the number you actually live on.
Rent lands on one cheque and the school fee on another, so a monthly total hides the half you cannot pay. kinse closes the books once per cycle, because that is how the money actually arrives.
This started as Budget 2026.numbers, and every new period meant copying formulas and hoping. Here every total, meter and chart derives from the line items — you enter an amount once and nothing else needs touching.
Twenty categories, one currency, no themes, no dashboards to assemble. You choose a name and a rhythm; the ledger arrives already seeded and there are no settings to maintain.